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App · free demo

Paycheck Budget Planner

Paycheck budget planner app that answers one question every morning: how much can I spend today and still cover everything until payday? Built around weekly, biweekly or twice-a-month pay. Pay once. No account and no bank login.

Coming to Etsy this weekTry the free demo

One payment on Etsy. You get a PDF with your private link. The demo is free and needs no sign-up.

What it does

  • Free to spend until payday. One big number on Today: your balance, minus unpaid bills due before your next paycheck, divided by the days until it arrives.
  • Every paycheck. Add one income or several: weekly, every 2 weeks, twice a month or monthly.
  • Bills on any schedule. Weekly, every 2 weeks, twice a month, monthly, every 3 months, twice a year, once a year, or a single date.
  • Big bills that don't come monthly. Car insurance every 6 months, a yearly renewal, a quarterly payment.
  • Cash-style envelopes. Set a limit per pay period for food, fun, coffee or any category.
  • Add a spend in seconds. Enter an amount (or use the +1, +5, +10 and +20 buttons), choose a category and save.
  • Your next tiny step. A dark strip at the top of Today holds one task: a bill due today, a payday to confirm, or today's spending to add.
  • Quick wins for today. Three small checks: note today's spending, see that your balance matches the bank, keep today under the daily amount.